TRADITIONAL LOANS - GET APPROVED to Purchase or Refinance Residential Property with Capital City Mortgage in 5 Minutes or Less! CLICK PHOTO TO SCHEDULE YOUR APPOINTMENT TODAY

GET APPROVED to Purchase or Refinance Residential Property with Capital City Mortgage in 5 Minutes or Less! CLICK PHOTO TO SCHEDULE YOUR APPOINTMENT TODAY

FHA Elite Fixed 640

Primary Residence Only: Property Type: 1-4 Units o Purpose Type: Purchase or Refinance o Max LTV/CLTV: 96.5% o Min FICO: 640 o Max DTI: Determined by AUS o Base Loan Amount: $125,000 - FHA Mortgage Limit Jumbo Minimum is $1 over Conforming Loan Limit

FHA Fixed 580

o Property Type: 1-4 Units o Purpose Type: Purchase o Max LTV/CLTV: 96.5% o Min FICO: 580 o Max DTI: Determined by AUS o Base Loan Amount: Maximum is FHA Mortgage Limit

100% VA Elite 640

Purchase & Cash-Out Refinance (Primary Residence Only): o Property Type: 1-4 Units o Purpose Type: Purchase o Max LTV/CLTV/HCLTV: 100% o Min FICO: 580 o Base Loan Amount: Maximum is conforming loan limit; Jumbo minimum is $1 over conforming loan limit

100% VA 580

Conventional Loan

Available for any occupancy • Follow regular LTV guidelines (max 97% for FTHB) • 1-4 unit primary • 1 unit only for secondary or investment • Repair budget up to 75% of After-Improved value (ARV)

100% DPA

100% CLTV FHA Loan with Down Payment Assistance • No income restrictions • 3.5% Second with 0% Note rate (No Payment) • Refer/Eligible OK