TRADITIONAL LOANS

Get APPROVED to Purchase or Refinance Residential Property with Capital City Mortgage in 5 Minutes or Less!

  • FHA Elite Fixed 640

    Primary Residence Only: o Property Type: 1-4 Units o Purpose Type: Purchase or Refinance o Max LTV/CLTV: 96.5% o Min FICO: 640 o Max DTI: Determined by AUS o Base Loan Amount: $125,000 - FHA Mortgage Limit Jumbo Minimum is $1 over Conforming Loan Limit

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  • FHA Fixed 580

    o Property Type: 1-4 Units o Purpose Type: Purchase o Max LTV/CLTV: 96.5% o Min FICO: 580 o Max DTI: Determined by AUS o Base Loan Amount: Maximum is FHA Mortgage Limit

    https://calendly.com/capitalcitymortg/30min

  • 100% VA Elite 640

    Purchase & Cash-Out Refinance (Primary Residence Only): o Property Type: 1-4 Units o Purpose Type: Purchase o Max LTV/CLTV/HCLTV: 100% o Min FICO: 580 o Base Loan Amount: Maximum is conforming loan limit; Jumbo minimum is $1 over conforming loan limit

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  • 100% VA 580

    Purchase & Cash-Out Refinance (Primary Residence Only): o Property Type: 1-4 Units o Purpose Type: Purchase o Max LTV/CLTV/HCLTV: 100% o Min FICO: 580 o Base Loan Amount: Maximum is conforming loan limit; Jumbo minimum is $1 over conforming loan limit

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  • Conventional Loan

    Available for any occupancy • Follow regular LTV guidelines (max 97% for FTHB) • 1-4 unit primary • 1 unit only for secondary or investment • Repair budget up to 75% of After-Improved value (ARV)

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  • 100% DPA

    100% CLTV FHA Loan with Down Payment Assistance • No income restrictions • 3.5% Second with 0% Note rate (No Payment) • Refer/Eligible OK

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