Our Team

If your dream is to own a home or buy investment properties, you are in the right place. As a seasoned mortgage professional, my goal is to help you fund your dreams.

Whether you are looking for a property to live in or an investment property to create cash flow, I am here to help you achieve your ownership goals.

My team and I are proud to say we offer loan products, closing times, and customer service that are superior to the competition. We pride ourselves on helping buyers find the most economic and suitable mortgage product to fit their specific income and personal situation.

Sheila has been in the financial services/Real Estate Industries for over 25 years. Her passion is to help individuals build wealth by leveraging real estate and effectively managing their personal finances which includes lowering their tax liability. She is a Mortgage Loan Originator, Certified Financial Planner, Tax Strategist, and Licensed Realtor.

Frances Jackson, preferred to be called The Dream Funder, your Fairy Loan Originator, was born in Houston Texas, raised in Orlando Florida, and has been living back in Houston since 2014. Based on her aliases, it may be fair to say some of that Disney charm may have rubbed off on her during her time in Orlando. Regardless, she is here to guide you on your journey through the loan process allowing you to fund your dreams into Realty.

Being able to relate to her client’s through personal experience, Frances tends to specialize with Self-employed and Millennial borrower’s, since she too, is considered A self-employed millennial.

Capital City Mortgage does all of the traditional loans such as FHA, VA, USDA, and Conventional. We can help you with any of your clients that are looking to purchase or refinance a home.

As a Mortgage Broker, we also have access to private lenders and private wholesale banks to offer loans to your more challenged buyers.

Non-Qualified buyers tend to have decent credit and money to close, but they cannot qualify through traditional lenders. We offer those Non-QM loans: bank statements, stated income, jumbo loans for the self-employed.

I also can provide products for your investor clients looking to fix n flip, buy and rent, these programs are based on the property and not the buyer. They do not report to the credit bureaus. Small commercial up to $3MM, is based on FICO min 680, does not report to credit bureaus.

I look forward to all your questions and hearing about what types of clients you tend to work with and help.

I’m an experienced and knowledgeable Loan Officer with years of experience originating and closing a variety of loans from FHA, CONV, USDA, loans for low credit scores, loans for self-employed, no down payment loans, commercial loans, apartment building, new construction, and more.

I’m a licensed Realtor as well, so I’m able to coordinate the loan and the sales negotiation in the best interest of my Client. Feel free to contact me with your questions, and unique circumstances.

Jimmy D. Williams is a Real Estate Wealth Advisor® and Commercial Loan Officer, who with over 20-years of experience, specializes in real estate acquisitions and sales, with an emphasis toward profitable real estate investment strategies, leading to the establishment of legacy wealth. Successfully guiding clients to a greater degree of understanding of the 5-economic benefits of real estate, “Leverage, Appreciation, Mortgage Pay Down, Tax Benefits, and Passive Income.” Jimmy is a solution oriented, analytical thinker, who is known for his professionalism and willingness to place “Service to Others, Above Himself.”
Call him today, @ (469) 969-5771.