Purchase Only
LTV Up to 100%
Min. FICO 620
SFR, 2-4 Unit, Condo/PUD
3% down payment assistance up to $15,000
Repayable second lien
Eligible on primary purchases only
Qualifying income limited to 80% or less of Area Median Income (AMI)
Loans Up to $4M
600+ FICO score OK
Up to 100% LTV - Purchase, Rate and Term, and Cash-out
Single family primary residence
One Time Close New Construction Loans
Finance the home, lot, and permanent mortgage in one loan closing
FHA: 96.5% -3.5% Down Payment
VA and USDA: 100% - 0- Down Payment
Conventional: 95% - 5% Down Payment
FHA/VA/USDA: Score 640
Conventional: Score 680
Loan amounts up to $55,000*
Primary, Second Homes and Investment Properties eligible.
Minimum Credit Score 640+
No Income Verifications/No Appraisals Required
Closed and Funded in 7-10 days
Approved States: TX, ID, IL,MO
Loan Amounts up to $100,000
Major Renovations Exterior/Interior
Primary Residence, Second Homes or Investment Properties
Minimum Credit Score 640+
No Income Verifications/No Appraisals Required
Closed and Funded in 7-10 days
Approved States: TX, ID, IL,MO
Available on Primary Residences & Second Homes
Line Amounts from $100k-$400k
30-Year Term with 10-Year Interest-Only Draw Period
95% Max CLTV
660 Min Credit Score
45% Max DTI
• Available for any occupancy
• Follow regular LTV guidelines (max 97% for FTHB)
• 1-4 unit primary
• 1 unit only for secondary or investment
• Repair budget up to 75% of After-Improved value (ARV)
203(k) Limited
• Cosmetic repairs only
• Total Rehabilitation cost must be under $35k
• Typical maximum bid $30k + Allowable fees
203(k) Standard
• Structural repairs and/or over $35k renovation cost
• Requires a HUD Consultant
• Primary Homes only
• No new or unfinished new construction
• Existing home only with Certificate of Occupancy in place for at least 12
months
• 100% Financing
• 1-4 Unit Properties
• Singlewide & Multi-wide Manufactured Homes
• Non-Structural Renovation only
• HUD Consultant required for renovation costs over $50k
• Contractor must have been issued a VA Builder ID number
LTV Up to 100% of Sales Price
100% Renovation Cost
Credit Score 700+
Experience Required: 5 Projects or More
No Hassle Loan
Close in 7 to 10 Days
(New Purchase Transactions Only)
DSCR Buy and Hold Investor Loans/Air BNB up to 10 Units
DSCR 30-year fixed rate. Up to 80% LTV 660 Credit Score/85% LTV 720 Credit Score
No Income Verified- Purchase or refinance using your LLC.
Self-employed investors and small business owners
Based on property value, No Personal Income
Build Smart! One Stop Construction Management Services
We offer Construction Management Services for New Construction Residential or Commercial Property. Designed for First time builders or investors
Best in Class Building Materials
Dedicated Team of construction professionals.
Loan for Seniors 62 or older
Purchase or Refinance Principal Residence
Flexible repayment: Repay or No Payment Options
Eligible Properties: Single-family homes; FHA-approved Condo; Townhouses or (PUDs); 2-4 Family-Owner-occupied
Loan amounts from $100,000 to $865,000
No acreage limitations
No prepayment penalties
Loan terms up to 20 years
Loans up to 65% of appraised value
660 Credit Scores
ITIN HOMEBUYERS
Bank Statements Loan
P&L or 12 months Bank Statements
DTI up to 55%/LTV up to 85%
600 min. credit or No score
Loan amounts from $50K to $1.25M
Only 12 months of self-employed/income needed
Gift Funds Allowed
No reserves required
NO WORK VISA NEEDED
NO GREEN CARD NEEDED
Tired of banks holding you back? If you've got the cash, we've got the keys! Our owner-financed homes come with NO credit checks and NO income documentation required. Whether you’re self-employed or have non-traditional income, we believe you deserve a place to call your own. Start living in your dream home today – skip the hassle and say hello to homeownership!