DSCR Commercial Portfolio Loans

DSCR Portfolio Program

• Purchase, Cash-Out, R/T Refinance
• No tax returns required
• Purchase: 80% | Refinance: 75%
• Credit Score 620
• Max: $6,250,000 total | Min: $500,000 total 1.00x
• 30-Year Fixed | 10-Year IO | 5-Year IO

Property Requirements

• Min of 3 SFR/2-4-unit properties or $500,000 loan amount
• Max of 50 properties may be combined into 1 loan
• Min unit value: $100,000